Frank Molinaro

Insurance Agency

             57 North St - Suite 119 - Danbury , CT 06810

(203) 748-3563  -  (203) 792-3055  -  (203) 790-5459 FAX

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Homeowner Insurance
11 ways to save money when you buy
your homeowner policy
  1. Choose an appropriate deductible. The higher the amount of property loss you elect to "self insure", the lower you premium will be.
  2. Schedule Art, Furs, Antiques and Collectibles. Make sure all items of this nature are specifically insured for the correct value.
  3. Make sure you get proper credits. Most policies offer discounts for central station and other types of alarm systems, dead bolt locks on all exterior doors, smoke detectors, fire extinguishers, etc. 

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