Frank Molinaro

Insurance Agency

             57 North St - Suite 119 - Danbury , CT 06810

(203) 748-3563  -  (203) 792-3055  -  FAX (203) 790-5459

Umbrella Insurance

Important Facts About Major Law Suits

You don't have to be a millionaire to be sued like a millionaire.

Juries don't seem to care about the ability to pay when they award million dollar judgments.

Your auto insurance will protect you only to the limits of your liability overage.

Your homeowners insurance will protect you only to the limits of your liability coverage.

You might not have done anything wrong and still be forced to pay. (Even a fenced-in pool has been deemed an attractive nuisance.)

You can lose nearly everything you own, and still be liable to pay more out of future earnings.