Why SHOULD YOU CONSIDER
PURCHASING FIREARM Liability insurance?
Why should you
consider Firearm Liability Insurance?
It is estimated that at 70-80 million Americans own at least one
firearm. A recent Gallup poll indicates that concern over personal
safety is the most common reason given for owning a gun.
But what happens if a law-abiding citizen is actually forced to use
a gun to protect his/her self, a loved one, or their personal
property? There will be an investigation and potentially a
criminal trial. Even an eventual acquittal provides no guarantee
that the victim or his/her family members wont sue in civil
court.
Many homeowner policies specifically exclude firearm use even in
self defense as a covered exposure, deeming it to be an
intentional act. That leaves the gun owner personally liable for
legal expenses, bail bond costs, and any judgments awarded through a
civil action.
ConsideR some of the features of our offering:
Civil Actions Legal Defense. Provides expert legal counsel to
protect you against civil litigation arising out of the covered use
of a firearm for self-defense.
Civil Actions Indemnity. In the event of an adverse civil
judgment occurring from a covered event, the policy will pay
monetary awards (up to the limit of liability).
Criminal Actions Legal Defense Reimbursement. Policy will
reimburse insured for reasonable legal expenses incurred while
defending him/herself against criminal charges arising from the use
of a firearm in self-defense (up to the limit of liability).
Criminal Actions Legal Defense Retainer. Advances funds to the
insured to cover the cost of retaining legal counsel to defend
against a criminal action.
Criminal Actions Bail Bond. Advances funds to cover the cost of
securing a bail bond.
Compensation While in Court. Compensation for loss of earnings
resulting from time off taken from work to assist the insurance
carrier in the investigation or defense of a covered claim.
Firearm Theft Civil Liability. Provides legal defense for civil
actions resulting from bodily injury/property damage caused by
firearm stolen from the insured.
Psychological Sessions. Reimbursement for therapy sessions with a
licensed professional to help the insured cope with the trauma
associated with using a firearm in self-defense.
Legal Defense Hotline. Access to a hotline staffed by legal
professionals. This service is provides advice on questions relating
to the use of a firearm in self-defense.
Call us today to secure this valuable insurance at 203.748.3563 or
fill out our form
here
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