Frank W. Molinaro
Insurance Agency

  57 North St - Suite 119 - Danbury , CT 06810

(203) 748-3563  -  (203) 792-3055  -  (203) 790-5459 FAX

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Umbrella Insurance

Take this 2 Minute Test to see if you are a candidate for a $1,000,000 lawsuit!

If you answer "yes" to one or, more of these questions, you might be a target for a million dollar suit!

Do you own your home?
Do you own a vacation home?
Do you own waterfront property?
Do you have a swimming pool on your property?
Do you own more than one automobile?
Do you own a luxury automobile?
Do you own a power or sail boat?
Do you have a dog?
Do you have above-average family income?

Important Facts About Major Law Suits

You don't have to be a millionaire to be sued like a millionaire.

Juries don't seem to care about the ability to pay when they award million dollar judgments.

Your auto insurance will protect you only to the limits of your liability overage.

Your homeowners insurance will protect you only to the limits of your liability coverage.

You might not have done anything wrong and still be forced to pay. (Even a fenced-in pool has been deemed an attractive nuisance.)

You can lose nearly everything you own, and still be liable to pay more out of future earnings.

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